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Service Agreement & Operating Terms

Terms & Conditions

These Terms & Conditions govern your access to and use of all digital solutions, software engineering, and consulting services provided by SANFINC Inc.

Effective Date: January 15, 2026•Jurisdiction: State of Wyoming, USA•Version: 2.1

By accessing or using the services of SANFINC Inc. (“Company,” “we,” “our,” or “us”), you agree to be bound by these Terms & Conditions. Please read them thoroughly before commissioning custom development or executing service contracts.

1

Services

We provide premium digital solutions including custom software development, web applications, mobile app development, e-commerce storefront setup, product design (UI/UX), corporate branding, cloud infrastructure configuration, and digital marketing.

Governing Service Agreements: All projects are executed pursuant to an official written Statement of Work (SOW) or service agreement that defines explicit deliverables, scope boundaries, sprint milestones, review acceptance criteria, and scheduled payment installments.

2

Payments

Verified Payment Channels: All payments must be remitted exclusively through our designated, verified payment processors (Stripe, Airwallex, or authorized corporate bank wire transfer).
Invoice Due Dates: Invoices are payable in according with the milestone schedule defined in the signed agreement (typically net-due upon delivery of milestone demonstration or within 7 calendar days).
Late Payments & Service Suspension: Delinquent accounts may incur statutory late fees (1.5% per month or maximum allowable by law) and may lead to temporary suspension of active engineering sprints, staging environments, or support services until full settlement.
3

Client Responsibilities & KYC

For the successful and uninterrupted execution of your engagement, the client agrees to:

  • Provide accurate, verified corporate entity information, primary contact credentials, and billing records.
  • Submit all required Know Your Customer (KYC) documentation and legal identification prior to commencement of service engagements.
  • Ensure timely communication, feedback submission, API access credentials, and asset approvals to prevent project bottlenecks.
4

Consent to Communications

By engaging our services, requesting consultations, or submitting inquiry forms, you expressly consent to receive communications from SANFINC Inc.:

SMS Notifications

Real-time milestone updates, deployment verification codes, and critical billing alerts.

Email Notices

Formal project contracts, invoices, technical documentation, and periodic updates.

Phone Consults

Direct identity verification, sprint check-ins, and emergency production support.

You may opt out of promotional emails or SMS notifications at any time by utilizing the unsubscribe mechanism provided. Mandatory transactional notices (e.g., invoices, security alerts, and service outages) cannot be opted out of.

5

Intellectual Property Rights

Client Ownership Upon Full Payment

Upon complete and final payment of all agreed invoice fees for a project milestone or completed engagement, all bespoke custom source code, graphic designs, and unique brand deliverables created specifically for the client belong exclusively to the client.

Pre-Existing Frameworks & Core IP

SANFINC Inc. retains all rights, title, and interest in and to pre-existing developer tools, internal boilerplates, open-source libraries, UI component frameworks, and foundational code libraries utilized during development. The client is granted a perpetual, non-exclusive, royalty-free license to use such elements incorporated into their custom solution.

6

Compliance & Restrictions

SANFINC operates under strict federal regulatory frameworks. Services will not be rendered to:

  • Individuals or entities located in sanctioned or prohibited jurisdictions under OFAC.
  • Politically Exposed Persons (PEPs) without enhanced due diligence.
  • Prohibited or high-risk industries, including illegal gambling, deceptive financial schemes, or illicit trade.

All transactions and engagements must maintain full compliance with United States Anti-Money Laundering (AML) and Counter-Financing of Terrorism (CFT) statutory requirements.

7

Limitation of Liability

To the maximum extent permitted by applicable law, SANFINC Inc., its directors, officers, employees, or contractors shall not be liable for any indirect, incidental, special, punitive, or consequential damages, including loss of profits, data loss, business interruption, or system downtime arising out of or in connection with our services.

In all circumstances, our maximum aggregate liability arising out of any engagement shall be strictly limited to the total fees actually received by SANFINC Inc. for the specific project or milestone giving rise to the claim.

8

Contract Termination

Either party may terminate a project contract upon written notice if the other party material breaches any provision of these terms or the underlying service agreement and fails to remedy such breach within fourteen (14) calendar days of notice.

Upon termination, the client shall promptly pay SANFINC Inc. for all completed milestones, unbilled work-in-progress hours, and non-cancellable commitments incurred up to the effective termination date.

9

Governing Law & Jurisdiction

State of Wyoming, USA

These Terms & Conditions, and any dispute or controversy arising out of or related to our services, shall be governed by and construed in accordance with the internal laws of the State of Wyoming, USA, without giving effect to any choice of law principles. Any legal action or proceeding shall be instituted exclusively in the state or federal courts located in Wyoming.

10

Corporate Contact & Notices

Formal legal notices, contract inquiries, or official correspondence concerning these Terms & Conditions should be directed to our corporate office:

SANFINC Inc. Corporate Office:

SANFINC Inc.

Corporate Address: 24706 BASTIANI CANVAS LN, KATY, TX 77493, USA

Direct Phone: (607) 247-0891

Official Email: info@sanfinc.com